2 bed Flat For Sale £160,000
A rare opportunity to purchase a 75% share in this spacious first floor apartment within this purpose built block and located in an extremely quiet, residential part of town, close to local shops and the cricket club with the Harrogate town centre a short distance away.
The property has the benefit of double glazing, central heating, allocated parking space and communal gardens.
The accommodation comprises: Communal entrance with staircase to the first floor, entrance hall, large open plan living/dining/kitchen, two bedrooms and house bathroom.
To the front of the property is an allocated parking space and to the rear of the property are well kept, communal gardens.
A two bedroom apartment
First Floor
Entrance Hall
Living Room (4.57m x 3.23m (15' x 10'7"))
Kitchen (3.43m x 2.06m (11'3" x 6'9"))
Bedroom One (4.09m x 2.44m (13'5" x 8'))
Bedroom Two (3.12m x 1.88m (10'3" x 6'2"))
Bathroom (2.21m x 1.52m (7'3" x 5'))
Outside
To the front of the property is an allocated parking space and to the rear of the property are well kept, communal gardens.
Directions - HG2 9BJ
From Harrogate take the Leeds Road. At the roundabout take the fourth turning into St Georges Road. The property is situated towards the end of the road on the left hand side.
Eligibility And Affordability Requirements
To qualify for a shared ownership property the buyer must:
Be at least 55 years old
Have a cumulative annual household income of less than £80,000
Be first time buyers or if they do own a home they must be in the process of selling it
Be able to demonstrate that they have a good credit history (no bad debts or county court judgements) and can afford the regular payments and costs involved in buying a home
Satisfy the affordability assessment carried out by an approved Mortgage Broker, using no more than 45% of their net monthly income (minus commitments) on their housing costs
In order to assess an application the following documents will be required - from each applicant if buying jointly:
Photo page of passports (and visas if applicable)
Payslips covering the last three consecutive months and the latest P60 for or the last three years of audited accounts and SA302 forms with accompanying Tax Year Overview from the hmrc for self
Itemised bank statements covering the last three consecutive months. This should show salary and rental payments and any direct debits appropriately annotated
Proof of savings or a gift letter accompanied by evidence of available funds that must be sufficient to cover mortgage costs and a mortgage deposit
Current loan and credit card statements covering the last three consecutive months
Two items of proof of your residential address for example a utility bill or council tax bill. Mobile phone bills are not an acceptable form of proof of address
The property has the benefit of double glazing, central heating, allocated parking space and communal gardens.
The accommodation comprises: Communal entrance with staircase to the first floor, entrance hall, large open plan living/dining/kitchen, two bedrooms and house bathroom.
To the front of the property is an allocated parking space and to the rear of the property are well kept, communal gardens.
A two bedroom apartment
First Floor
Entrance Hall
Living Room (4.57m x 3.23m (15' x 10'7"))
Kitchen (3.43m x 2.06m (11'3" x 6'9"))
Bedroom One (4.09m x 2.44m (13'5" x 8'))
Bedroom Two (3.12m x 1.88m (10'3" x 6'2"))
Bathroom (2.21m x 1.52m (7'3" x 5'))
Outside
To the front of the property is an allocated parking space and to the rear of the property are well kept, communal gardens.
Directions - HG2 9BJ
From Harrogate take the Leeds Road. At the roundabout take the fourth turning into St Georges Road. The property is situated towards the end of the road on the left hand side.
Eligibility And Affordability Requirements
To qualify for a shared ownership property the buyer must:
Be at least 55 years old
Have a cumulative annual household income of less than £80,000
Be first time buyers or if they do own a home they must be in the process of selling it
Be able to demonstrate that they have a good credit history (no bad debts or county court judgements) and can afford the regular payments and costs involved in buying a home
Satisfy the affordability assessment carried out by an approved Mortgage Broker, using no more than 45% of their net monthly income (minus commitments) on their housing costs
In order to assess an application the following documents will be required - from each applicant if buying jointly:
Photo page of passports (and visas if applicable)
Payslips covering the last three consecutive months and the latest P60 for or the last three years of audited accounts and SA302 forms with accompanying Tax Year Overview from the hmrc for self
Itemised bank statements covering the last three consecutive months. This should show salary and rental payments and any direct debits appropriately annotated
Proof of savings or a gift letter accompanied by evidence of available funds that must be sufficient to cover mortgage costs and a mortgage deposit
Current loan and credit card statements covering the last three consecutive months
Two items of proof of your residential address for example a utility bill or council tax bill. Mobile phone bills are not an acceptable form of proof of address
