House For Sale £145,000
A brand-new detached home in the delightful village of Cookley, being sold on a part buy, part rent basis.
Description
A rare and exciting opportunity to purchase a brand-new home being sold on a part-buy, part-rent basis with a 50% - 75% share available to purchase initially. This excellent and affordable housing scheme is provided by the Community Housing Group, ideal for first-time purchasers or those with a limited budget who want to get on the property ladder. The flexible scheme allows the owner to increase owned shares after one year up to the full 100% ownership, with the rental amount payable diminishing pro-rata. On a 50% shared basis, the rental per calendar month is £362.68, which includes buildings insurance and administrative fees. Below is information pertaining to eligibility and how to apply.
Eligibility
To be eligible for shared ownership you: -
- Need to be over the age of 18
- Be unable to buy on the open market
- Not already own a property (unless in exceptional circumstances)
- Be able to raise a mortgage to cover the share you wish to purchase
- Be able to afford to pay the remaining rent and bills etc.
- Have enough saved to cover the mortgage and legal fees and any additional moving costs
- Have no more than £15,000 unsecured debt
- Be registered on HomeChoice plus Housing Register.
You can apply online at
How to apply
To apply for this property, you need to complete an application form and an income and expenditure statement. You can find them here: Application.pdf ()
IncomeAndExpenditure.pdf ()
You need to provide documents to support your application, please use the checklist to ensure you have provided everything that is applicable: ApplicationChecklist.pdf ()
You also need to register on our housing register Home Choice Plus –
Once your Home Choice Plus application has been approved you will be advised of a reference number which you will need to state as part of your application.
Once you have completed the application, gathered your evidence, and registered on Homechoice Plus and Orbit, you can email the application with the supporting documents and the Income & Expenditure to:
We will then assess your application. This normally takes around a week.
Please note: Applications are taken on a first come first served basis and incomplete applications cannot be accepted.
The property is approached via a block-paved driveway with a paved pathway leading to the covered porch and front door.
Entrance
As you enter the property you are greeted by a welcoming entrance hallway, with stairs rising to the first floor and a door leading to the living room.
Living room
The living room has a window to the front aspect.
Kitchen
Situated to the rear of the property is a spacious kitchen/diner, which is great for modern family living and flows nicely onto the rear garden via the French doors. The kitchen has natural coloured wall and base units, with granite effect worktops incorporating an inset sink and drainer. There is also a built-in oven and hob with an extractor above, space for further appliances, down lighters and a window to the rear aspect.
First floor
The landing has a storage cupboard and doors leading to the family bathroom and three bedrooms.
Bedrooms
Bedroom one is a spacious double bedroom, with a window to the front aspect. The remaining bedrooms two and three both overlook the rear garden.
Family bathroom
Completing the accommodation is a neatly styled family bathroom featuring a white suite comprising a panelled bath with a shower above, a pedestal washbasin and a low-level WC.
Outside
To the rear of the property is a newly landscaped garden, which is generous in size and smartly laid out. The garden comprises a paved patio, which gives way to a good-sized lawn. There is a wooden shed at the far end of the garden.
This private garden is enclosed by wooden panelled fencing and has gated access to the side.
Services
The property has mains gas, mains electricity, mains water and mains drainage.
Council tax band - to be confirmed.
Location
Elan Close is a small cul-de-sac tucked away in the delightful village of Cookley. The thriving community within the village makes this an extremely popular destination for buyers. There is an excellent array of amenities, including two pubs, a well-stocked Tesco store, a primary school, a doctors' surgery and a fantastic village hall with accompanying playing fields and recreational areas.
The village is surrounded by some outstanding Worcestershire countryside, enabling residents to make full use of excellent green spaces nearby, including the celebrated Kinver Edge Nature Reserve which offers many miles of diverse habitat and spectacular views of Clee Hills and the Sheepwalks. One can also walk along the canal towpath from Cookley to neighbouring Wolverley village and Kidderminster town beyond.
Kidderminster is a large town located less than 3 miles away from Cookley and provides a wide range of amenities, including high street shops and supermarkets, several pubs and eateries plus a busy train station providing a regular service to Birmingham and Worcester.
Fees
Reservation Fee - refundable on exchange
A reservation fee, refundable on exchange, will be payable by the Buyer to Andrew Grant Sales Limited prior to issuing the Memorandum of Sale and marking the property as Sold Subject to Contract. This fee will be reimbursed upon Exchange of contracts. The fee will be retained by Andrew Grant Sales Ltd to cover costs in the event the Buyer withdraws from the purchase other than as a result of:
1. Any structural issues arising from any survey
2. Serious defect in the seller’s legal title
3. The local searches reveal any matter that has a material adverse effect on the market value of the property that were previously undeclared or unknown
The reservation fee will depend on the level of your agreed offer for the property:
An agreed offer under £500,000 will be £500 inclusive of vat
an agreed offer between £500,000 and £1,000,000 will be £1,000 inclusive of vat
all agreed offers over £1,000,000 will be £1,500 inclusive of vat
Description
A rare and exciting opportunity to purchase a brand-new home being sold on a part-buy, part-rent basis with a 50% - 75% share available to purchase initially. This excellent and affordable housing scheme is provided by the Community Housing Group, ideal for first-time purchasers or those with a limited budget who want to get on the property ladder. The flexible scheme allows the owner to increase owned shares after one year up to the full 100% ownership, with the rental amount payable diminishing pro-rata. On a 50% shared basis, the rental per calendar month is £362.68, which includes buildings insurance and administrative fees. Below is information pertaining to eligibility and how to apply.
Eligibility
To be eligible for shared ownership you: -
- Need to be over the age of 18
- Be unable to buy on the open market
- Not already own a property (unless in exceptional circumstances)
- Be able to raise a mortgage to cover the share you wish to purchase
- Be able to afford to pay the remaining rent and bills etc.
- Have enough saved to cover the mortgage and legal fees and any additional moving costs
- Have no more than £15,000 unsecured debt
- Be registered on HomeChoice plus Housing Register.
You can apply online at
How to apply
To apply for this property, you need to complete an application form and an income and expenditure statement. You can find them here: Application.pdf ()
IncomeAndExpenditure.pdf ()
You need to provide documents to support your application, please use the checklist to ensure you have provided everything that is applicable: ApplicationChecklist.pdf ()
You also need to register on our housing register Home Choice Plus –
Once your Home Choice Plus application has been approved you will be advised of a reference number which you will need to state as part of your application.
Once you have completed the application, gathered your evidence, and registered on Homechoice Plus and Orbit, you can email the application with the supporting documents and the Income & Expenditure to:
We will then assess your application. This normally takes around a week.
Please note: Applications are taken on a first come first served basis and incomplete applications cannot be accepted.
The property is approached via a block-paved driveway with a paved pathway leading to the covered porch and front door.
Entrance
As you enter the property you are greeted by a welcoming entrance hallway, with stairs rising to the first floor and a door leading to the living room.
Living room
The living room has a window to the front aspect.
Kitchen
Situated to the rear of the property is a spacious kitchen/diner, which is great for modern family living and flows nicely onto the rear garden via the French doors. The kitchen has natural coloured wall and base units, with granite effect worktops incorporating an inset sink and drainer. There is also a built-in oven and hob with an extractor above, space for further appliances, down lighters and a window to the rear aspect.
First floor
The landing has a storage cupboard and doors leading to the family bathroom and three bedrooms.
Bedrooms
Bedroom one is a spacious double bedroom, with a window to the front aspect. The remaining bedrooms two and three both overlook the rear garden.
Family bathroom
Completing the accommodation is a neatly styled family bathroom featuring a white suite comprising a panelled bath with a shower above, a pedestal washbasin and a low-level WC.
Outside
To the rear of the property is a newly landscaped garden, which is generous in size and smartly laid out. The garden comprises a paved patio, which gives way to a good-sized lawn. There is a wooden shed at the far end of the garden.
This private garden is enclosed by wooden panelled fencing and has gated access to the side.
Services
The property has mains gas, mains electricity, mains water and mains drainage.
Council tax band - to be confirmed.
Location
Elan Close is a small cul-de-sac tucked away in the delightful village of Cookley. The thriving community within the village makes this an extremely popular destination for buyers. There is an excellent array of amenities, including two pubs, a well-stocked Tesco store, a primary school, a doctors' surgery and a fantastic village hall with accompanying playing fields and recreational areas.
The village is surrounded by some outstanding Worcestershire countryside, enabling residents to make full use of excellent green spaces nearby, including the celebrated Kinver Edge Nature Reserve which offers many miles of diverse habitat and spectacular views of Clee Hills and the Sheepwalks. One can also walk along the canal towpath from Cookley to neighbouring Wolverley village and Kidderminster town beyond.
Kidderminster is a large town located less than 3 miles away from Cookley and provides a wide range of amenities, including high street shops and supermarkets, several pubs and eateries plus a busy train station providing a regular service to Birmingham and Worcester.
Fees
Reservation Fee - refundable on exchange
A reservation fee, refundable on exchange, will be payable by the Buyer to Andrew Grant Sales Limited prior to issuing the Memorandum of Sale and marking the property as Sold Subject to Contract. This fee will be reimbursed upon Exchange of contracts. The fee will be retained by Andrew Grant Sales Ltd to cover costs in the event the Buyer withdraws from the purchase other than as a result of:
1. Any structural issues arising from any survey
2. Serious defect in the seller’s legal title
3. The local searches reveal any matter that has a material adverse effect on the market value of the property that were previously undeclared or unknown
The reservation fee will depend on the level of your agreed offer for the property:
An agreed offer under £500,000 will be £500 inclusive of vat
an agreed offer between £500,000 and £1,000,000 will be £1,000 inclusive of vat
all agreed offers over £1,000,000 will be £1,500 inclusive of vat
