House For Sale £109,998
Plot 244 - The Hardwick
- HOME STEPPER PROPERTY : 50% SHARE -
This home is available with Home Stepper, a shared ownership scheme in partnership with Sage Homes. The price advertised is a 50% share of the full market value.
Stepping through the front door of the Hardwick, you immediately enter the heart of the home: a perfectly proportioned living room. The kitchen/dining room is similarly large and open plan: a sociable room with an open-plan kitchen opening into a dining area.
Upstairs you'll find two bedrooms and a family bathroom, furthermore, both bedrooms are of a very good size and additional cupboard space is provided both upstairs and down.
Home Stepper is a unique opportunity which makes a new build home more affordable to more people, direct from the new build developer. You can purchase an initial share of up to 75% in a property. On the remaining share, you will pay a monthly rent to Sage Homes, with the ability to purchase more shares.
With the demise of Help to Buy: Equity Loan, Home Stepper speaks to thousands of households who are now disenfranchised from the new build open market. Home Stepper enables those on who may not have been able to purchase a new property to do so, with surety and confidence.
No Stamp Duty Payment required on this property if purchasing your first home as a First Time Buyer.
Approximate square footage: 708 sq.ft
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As one of the UK's leading new home builders, we complete all of our developments to the highest specification. As such, each of our new build houses comes with the following as standard:
⢠Top-quality fixtures and fittings
⢠Energy-efficient design helping you save up to £1410 on energy bills compared to older homes*
⢠Purchase assistance schemes to help you move in such as Home Exchange & Smooth Move
⢠A 10-year 'Buildmark' warranty provided by the National House Building Council (NHBC)
To find out more about our new homes for sale, download our brochure. If you have any questions, simply pop into our Sales Experience Centre, or get in touch with our helpful sales consultants.
h - Hob
ovn - Oven
ffzs - Fridge freezer space
ws - Washing machine space
ds - Dishwasher space
b - Boiler
cup'd - Cupboard
cyl - Hot water cylinder
Please note, floorplans and dimensions are taken from architectural drawings and are for guidance only. Dimensions stated are within a tolerance of plus or minus 50mm. Overall dimensions are usually stated and there may be projections into these. With our continual improvement policy we constantly review our designs and specification to ensure we deliver the best product to our customers. Computer generated images not to scale. Finishes and materials may vary and landscaping is illustrative only. Kitchen layouts are indicative only and may change. Please note that private houses on Linden Homes developments are mixed tenure. To confirm specific details on our homes please ask your Sales Consultant.
§Home Stepper is available on selected new build homes only, subject to contract and eligibility criteria. Home Stepper is a new build shared ownership scheme brought to you by Sage Homes. The scheme is subject to individual mortgage lender qualification and affordability criteria as prescribed by Homes England. The scheme is subject to you first obtaining approval from Sage before reserving a new home from us. Eligibility for the scheme may be withdrawn at any time prior to reservation. Sage may also require evidence of your financial ability to proceed with the purchase of a new home from us. Shares from 10% up to 75% of the new home are available. Prices advertised can represent up to a 75% share of the new home. Rent will be charged at 2.75% of the unacquired equity share and is reviewed annually in line with the year-on-year change to RPI in the preceding 12 months plus additional 0.5% and an annual fee of £195, payable monthly. The property will be sold on a shared ownership leasehold basis with a term of 990 years and a buildings insurance contribution is also payable. You will also be liable to pay managing agent costs plus an administration fee payable to Sage. You will be an assured tenant with Sage Homes as the landlord until such time as you staircase to own 100% of the property. In addition, a mortgage approval fee of £60 and a notice of charge fee of £90 will be payable to Sage Homes on completion. More information on eligibility and affordability of using Home Stepper to purchase your new home can be found at . Home Stepper is also subject to the terms and conditions of Sage Homes. Home Stepper cannot be used in conjunction with any other offer, discount, promotion or scheme. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Subject to individual lender terms and conditions. Our usual reservation and sales terms and conditions also apply. Please speak to one of our sales consultants for more details.
