House For Sale
£105,000
Waller Close, Haslington, Crewe
Description
Shared Ownership
This superb modern home is available to buy from as little as £105,000 with a 50% share!
This beautiful semi detached home is being sold ‘chain-free’ and features a large kitchen/diner across the back of the house with a separate living room, ground floor cloakroom, three bedrooms (en suite to bedroom one), family bathroom, off road parking and an enclosed rear garden.
Haslington village has always proved to be a popular location and contains a range of day to day facilities including a bakery, news agents, hair dressers, public houses, two highly regarded primary schools. Sandbach town centre is approximately 4 miles and contains a more exclusive range of amenities including some brand stores i.e. Waitrose along with various coffee shops, cafés and boutiques. The larger business centre of Crewe is 3 miles and contains a fast intercity railway network (London Euston 90 minutes, Manchester 40 minutes). The M6 motorway is accessible via Junction 16 or Junction 17.
PRICING & AFFORDABILITY
Full Market Value: £210,000
50% Share Price: £105,000 (rent £348.27pcm)
Minimum 5% Mortgage Deposit (50% share): £5,250
Approximate Service Charges: £16.30pcm*
Shared Ownership Lease: approx. 996 years
Council Tax Band: C
ELIGIBILITY
Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.
To be eligible for shared ownership you would need to meet the following criteria:
• Your annual household income does not exceed £80,000
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.
*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.